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For fire suppression equipment companies, the difference between success and failure could come down to something as
unpredictable as a wire shortage. That is why it is essential for these companies to limit risk by investing in early detection through equipment, training and supervision. CoverX has access to a variety of fire suppression insurance programs that are specifically designed to fit the needs and requirements of the fire protection industry. Our safety program’s services have been put together with competitive rates and excellent service through our insurance carriers.
 

Carriers:
• Commercial General Liability—First Mercury Insurance Company (A.M. Best A- IX Rating)
• Commercial Excess & Umbrella—First Mercury Insurance Company (A.M. Best A- IX Rating)

Eligible States:
• First Mercury Insurance Company—all states (except Rhode Island) and US Virgin Islands

Program Highlights:
• Industry experience/expertise—CoverX has been underwriting security guard classes since 1973
• Centralized underwriting
• Broad underwriting appetite
• $17,500 minimum premium for fire suppression systems related risks
• No minimum premium for fire extinguisher related risks with no fire suppression systems pperations
• Customized/risk-tailored coverage
• Broad coverage available
• Errors & omissions coverage available
• Fast quote turnaround
• Prompt policy issuance
• Large deductible and SIR programs are eligible
• Excess/umbrella capabilities—$10,000,000 limit
• FMIC's full-service claims staff with safety expertise

Download our Safety Program application