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With direct access to non-admitted insurance products, CoverXSpecialty has the flexibility to tailor umbrella/excess products to meet the needs of difficult to place risks. These opportunities include unique and non-standard risks with unusual characteristics; or where filed forms and/or rates are not available.

CoverXSpecialty products include umbrella, straight excess, high layer excess, and buffer layer placements with our related insurance companies.

Coverages:
• Coverage is offered on either an occurrence form or a claims-made basis
• Most policy definitions are ISO based
• Manuscript wording available for unique situations

Capacity:
• $10,000,000 occurrence or claims-made limit.

Sample Risks:
Our portfolio includes a broad range of risk classes including:
• Commercial & Residential Contractors - Practice and Project Specific
• Fire Sprinkler Contractor
• Sporting Goods Manufacturer
• Plastic Products Manufacturer
• Liquid Fertilizer Manufacturer
• Aluminum Cylinder Manufacturer
• Non-invasive Medical Products
• Instrument Manufacturing
• Commercial Trucker (auto buffer)