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CoverX offers access to individualized, comprehensive insurance for installers of residential and commercial alarm systems, and firms engaged in the monitoring of alarms. Our alarm insurance product is focused on the needs of alarm and monitoring companies across the nation. Our outstanding access to a wide variety of policies is directed at providing specialized insurance coverage solely for alarm professionals. Contractors need to have liability coverage that is tailored to their unique needs from a supplier that has a firm understanding of the inner workings of their industry. And with over 35 years of underwriting experience, CoverX is the link to that coverage.
 

Carriers:
• Commercial General Liability—First Mercury Insurance Company (A.M. Best A- IX Rating)
• Commercial Excess & Umbrella—First Mercury Insurance Company (A.M. Best A- IX Rating)
• Business Automobile—Travelers (A.M. Best A+ XV Rating)
• Commercial Property—Travelers (A.M. Best A+ XV Rating)
• Workers’ Compensation—Travelers (A.M. Best A+ XV Rating)
• Fidelity—Travelers (A.M. Best A+ XV Rating)

Eligible States:
• First Mercury Insurance Company—all states (except Rhode Island) and US Virgin Islands
• Travelers—all states (except Alaska and Hawaii)

Program Highlights:
• Industry experience/expertise—CoverX has been underwriting security guard classes since 1973
• Centralized underwriting
• Broad underwriting appetite
• No minimum premiums
• Customized/risk-tailored coverage
• Broad coverage available
• Errors & omissions coverage available
• Fast quote turnaround
• Prompt policy issuance
• Large deductible and SIR programs are eligible
• Excess/umbrella capabilities—$10,000,000 limit
• FMIC's full-service claims staff with alarm expertise
• Loss control services available

Download our Alarm Operations application